Archive for February, 2013
As of September 2012, more than 5.2 million Americans had been unemployed for six months or longer, according to the Bureau of Labor Statistics.
While no one wants to think about having to file bankruptcy, sometimes it is something that cannot be avoided. Cumulative personal bankruptcy filings in the State of California in 2011 totaled 234,443, and Chapter 13 filings accounted for 26 percent of all filings for bankruptcy in California in 2011.
The most common reasons people decide to pursue bankruptcy proceedings are debt incurred because of unexpected medical bills, accidents, divorce, and long term unemployment.If you are thinking of filing bankruptcy or chapter 7 Los Angeles cases, there are a few steps you can take to help you select a bankruptcy attorney.
When selecting bankruptcy attorney Los Angeles practices, first begin by word of mouth. Most banks as well as friends and colleagues will be willing to give you recommendations, whether they have worked with bankruptcy attorney orange county candidates or not. Narrow down these suggestions to a orange county bankruptcy attorney who has experience with similar cases.
Discuss with bankruptcy attorney los angeles candidates how many similar cases they have worked on. The truth is, it is possible to rebuild your credit score after a declaration of bankruptcy if you are properly informed and utilize the right legal representation.
The right bankruptcy attorney los angeles california lawyer will keep you informed of key information such as this before filing bankruptcy. While the process can certainly be emotional, try to make decisions based on what is best for you and your financial decision rather than your emotions.
According to the International Data Corporation, roughly 95 percent of business related info is on paper, and the average worker prints out about 45 sheets of paper per day. Price Waterhouse Cooper says that an average business makes about 19 copies of each document, spends 20 dollars in labor to file each document, 120 dollars in labor searching for misfiled documents, loses one out of every 20 documents, and spends about 25 dollars recreating each lost document. According to Reduce.org, an average office employee uses about 10 thousand sheets of paper every year. A recent survey of 500 IT decision makers by SandHill found that roughly 50 percent of respondents cited business agility as their primary reason for adopting cloud applications. Some estimates put the number of business documents that are copied, printed, or faxed annually in the United States at more than 1.019 trillion, according to InfoTrends.
If you want your company to avoid contributing to these staggering statistics, you should consider implementing a digital filing system. By using business card readers, laptop scanners, and other types of portable scanners, you can use a digital filing system at your business that helps you save a considerable amount on paper and office costs alone. There are some fantastic digital filing system models that you can base your own digital filing system around. Check out some digital filing system options on the world wide web today, and see how you can use the ideas and principles that those digital filing systems are based around to help you reduce your paper use, make greener choices, and save lots of money the whole year through. A little time spent investigating digital filing systems could save you a lot of money, so check them out today. See this reference for more: www.neat.com